Office Hours
9:00 AM - 5:00 PM
Our Location
Future Life Abels Cottage Doctors Hill Hevingham Norwich Norfolk NR10 5NJ
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Frequently Asked Questions
We’re here to make your protection journey simple and straightforward. Below are answers to some of the most common questions clients ask when getting started with protection insurance.
What protection insurance do I actually need?
This depends on your personal circumstances, such as your income, family situation, and financial commitments. Many people benefit from a combination of life insurance, income protection, and critical illness cover to ensure financial security if the unexpected happens.
Is protection insurance really necessary?
While it’s not legally required, protection insurance is strongly recommended. It helps ensure you and your loved ones are financially supported if you’re unable to work due to illness, injury, or in the event of death.
What’s the difference between life insurance and income protection?
Life insurance provides a payout to your loved ones if you pass away during the policy term. Income protection, on the other hand, provides regular payments if you’re unable to work due to illness or injury, helping you cover everyday living costs.
How much does protection insurance cost?
The cost varies depending on factors such as your age, health, lifestyle, and the level of cover you choose. We’ll help you find suitable protection that fits your needs and budget without unnecessary extras.
Can I change or review my protection in the future?
Yes. Your protection should evolve as your life changes. We recommend reviewing your cover regularly, especially after major life events such as marriage, having children, or changes in income.
How do I get started with protection insurance?
Getting started is simple. Book a free call with us and we’ll take the time to understand your situation, explain your options clearly, and help you arrange the right protection for peace of mind.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgages and protection products are subject to eligibility and lender criteria.
Equity release may reduce the value of your estate and affect your entitlement to means-tested benefits.
Buy-to-let mortgages are not usually regulated by the Financial Conduct Authority.
We are authorised and regulated by the Financial Conduct Authority. FCA number: 424920.
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